While Remote Online Notarization (RON) is the headline-grabber, it is actually part of a much larger digital revolution. At jbensonNotary, we believe in offering our New York clients the full spectrum of digital convenience. Beyond virtual signings, there are two other powerful forms of notarization that offer incredible value: Hybrid and IPEN.
Here is what you need to know to choose the right signing method for your next transaction.
Remote Online Notarization (RON)
In a RON transaction, the signer appears before the notary via secure audio/visual technology instead of being in the same room. The documents are electronic, the signatures are digital, and the notary applies a tamper-evident digital seal.
New York has officially embraced RON, but it isn’t always the perfect fit for every client. Many homeowners and business owners aren’t yet technologically or emotionally ready to have their most sensitive documents notarized entirely remotely. That is why Hybrid and IPEN signings are the unsung heroes of the modern closing.
Hybrid Signings (eClosings)
Hybrid signings—often called eClosings—provide the best of both worlds. They require the physical presence of the notary and signer but involve a combination of “wet” and digital signatures.
As a client, you can digitally sign nearly all of your loan documents at your own pace before the meeting. Then, we meet in person to hand-sign the few critical documents that still require ink. This method offers the speed and security of a digital closing with the comfort of a face-to-face meeting. All you need is an underwriter to insure the deal and a county clerk who accepts eRecordings.
IPEN Signings
An IPEN (In-Person Electronic Notarization)—sometimes called an eNotarization—means you sign all documents on a mobile tablet or laptop in the physical presence of the notary.
Think of IPEN as a hybrid closing with zero paper. These signings are far less susceptible to delays and “missing signature” errors because the digital package cannot be submitted until every field is perfectly executed. All the elements of a traditional notarization remain, but the seal is applied as a secure graphic on the electronic file.
A Modern Partner for Your New York Business
At jbensonNotary, we are integrated with the most advanced technology to ensure your signing is seamless, whether it happens in person or across a screen. We don’t just offer one way to sign; we offer the best way to sign for your specific needs.
Ready to experience the jbensonNotary difference? Learn more about our digital services today!
Category: Notary News
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