These days, finding a signing agent to close your client’s loan is easier than ever before. New technology has placed a premium on speed and convenience—you can secure a notary in just minutes. But is your transaction in safe, expert hands? At jbensonNotary, we believe your peace of mind is worth the extra care. In this blog, we’ll highlight some common signing agent errors and show how we avoid them to keep your New York closings on track.
Not Reading Instructions
Loan signing orders come in all shapes and sizes. It’s rare that no instructions are included, but sometimes there are multiple sets of conflicting instructions, which can be confusing for a generalist. At jbensonNotary, we are trained to carefully review every line of instruction several times. If anything is unclear, we ask for clarification immediately—before we ever sit down at the table.
Missing Documents
Missing documents are the scourge of real estate closings. We perform a comprehensive audit of all printed and digital documents to ensure that each file is 100% complete prior to the appointment.
Missing Signatures or Initials
In a loan closing package that can total up to 300 pages, there are numerous areas that require signatures and initials. With so many pages, the opportunity for omission is high for an inexperienced agent. Our process ensures that we catch these details at the table, not after the fact, so your funding is never delayed.
Incorrect Signatures or Initials
Loan packages contain documents from multiple entities, including lenders and title companies. Required signatures vary depending on the document. Our specialists are trained to note these variations and communicate them clearly to the signers. When in doubt, we contact the hiring party instantly to ensure every mark is placed correctly.
Incorrectly Completed Notarial Certificates
Correctly completing the notarial certificate is a basic notary responsibility, but many notaries begin accepting assignments before they have mastered New York’s specific statutory wording. We follow New York Notary Public laws to the letter to ensure your documents are legally binding and ready for recording.
Illegible Notary Stamp/Seal
In New York, the notarial seal must be entirely legible for the document to be valid. We ensure our equipment is professional-grade and our stamps are applied perfectly every time.
Overbooking
It’s tempting for mobile notaries to squeeze in extra appointments, but one delay can throw a whole day out of whack. We ensure that our schedule allows for the unexpected. We provide enough time for every signer to ask questions and complete the process at their own pace without feeling rushed.
Lack of Communication
Our job is to keep the lines of communication open between the borrower, the title company, and the lender. We are responsive throughout the lifetime of the closing, touching each file multiple times to ensure every step has been completed to your satisfaction.
Providing Opinions or Advice
Signers frequently ask for opinions on interest rates or deal terms. An inexperienced agent might answer and unwittingly commit an unauthorized practice of law. At jbensonNotary, we know our role is to facilitate, identify, and notarize—not to advise. We protect your legal interests by staying focused on the professional execution of the documents.
Lack of Professionalism
We are seasoned professionals who bring the appropriate level of decorum to each transaction. We understand the important role we play in life’s big moments—mortgages, college loans, and more—and we act the part.
A Better Way to Close with jbensonNotary
Since our inception, jbensonNotary has been trusted by title agencies, mortgage lenders, and New York consumers to perform signings with extreme precision. Unlike other services, we audit every file 8 or 9 times to ensure the process moves forward free of delays. That is why we maintain an elite closing ratio and a reputation for excellence.
Ready to experience the jbensonNotary difference? Get started today!
Category: loan signing agent
Tags: #Common #Signing #Agent #Errors #Avoid #jbensonNotary #NYNotary #LegalCompliance